Kemmental Kemmental in Canton TG achieves an ImmoCensio overall score of 56/100 and thus ranks mid-range (6 points above the Swiss average of 50). The municipality ranks 711 of 2'131 analysed Swiss municipalities. (6 points above the Swiss average of 50). The municipality ranks 711 out of 2'131 analysed Swiss municipalities.
The greatest strength is in Population Dynamics (Score 81), while Demand (VR) (Score 22) shows the weakest profile. Population is growing strongly at 9.1% over 5 years. The vacancy rate of 1.75% suggests oversupply.
New construction rate, renewable energy, construction year · Kt. Ø 55
Tax Attractiveness (14%)73
Tax burden index in cantonal comparison · Kt. Ø 73
Demand (VR) (16%)22
Low vacancy rate = high demand · Kt. Ø 38
Population Dynamics (13%)81
5-year residential population growth · Kt. Ø 66
Infrastructure (13%)38
Municipality size and multi-family share · Kt. Ø 53
Future / Construction Activity (13%)62
Active building projects per capita · Kt. Ø 57
Transport & Accessibility (15%)49
Travel time & accessibility (car + public transport) · Kt. Ø 54
AI AnalysisClaude Haiku
Kemmental (TG) with score 65/100 (rank 276) lies above the cantonal average of 59 and offers solid prospects for conservative investors. The municipality convinces through low taxes (83), strong population dynamics (+9.1% in 5 years) and future-oriented Buildings (81), but is hindered by weak Transport connectivity and limited Infrastructure.
▲ Strengths
Tax rate significantly above average at 83/100, beneficial for households and investors. Population growing robustly (+9.1% in 5 years) with moderate property growth rate (1.03%), signaling scarcity. Buildings future-oriented (81): 34.4% new constructions and 49.4% renewable, well above cantonal trend.
▼ Weaknesses
Transport connectivity critically weak (43/100): 53 min. by car to Zurich, public transport at 94 min. impractical (public transport accessibility only 450). Infrastructure underserved (38/100), typical for small rural municipality (2'837 residents).
Investment Perspective
Attractive for owner-occupiers and investors with return focus on new construction/modernization (high new construction share, low taxes). Price pressure 71/100 indicates moderate upside potential. Target group: car commuters, families, retirees – not for public transport-dependent users. Mid-price segment expected (cantonal rent 3-room 1'180 CHF).
➡ Solid purchase for owner-occupiers and long-term investors who accept car dependency and benefit from stable taxes – transport disadvantage is substantial, however.
AI Analysis
Confidence 90%
Trend
→
→ Stable
1-Year Forecast
57
+1 pts.
3-Year Forecast
58
+2 pts.
Influence Factors
+2 Strong population growth
+1 High new construction rate
+0.5 High renewable energy share
+1 Many construction projects
AI-generated · Not investment advice · Data may contain errors
AI forecast based on 6 months of history.
Transport & Accessibility
49
Travel times to Swiss major centres
Zürich52.1 km
Car 47 min.
PT 56 min.
Luzern88.4 km
Car 74 min.
PT 87 min.
Basel116.8 km
Car 96 min.
PT 111 min.
Car Accessibility
Very high
PT Accessibility
Medium
💡 47 min. to Zürich by road. Public transport to Zürich moderate (56 min.).
Source: ARE / DETEC, National Passenger Transport Model
Key Figures
Residents
2’837
Tax index
95
CH=100
Cantonal value
Vacancy rate
1.75%
BFS, as of 2025
Population 5 years
+9.1%
Growth
Ownership rate
45.1%
Canton TG
Cantonal value
Price pressure index
56/100
high = expensive
Rent 3 rooms (offer)
CHF 1'420
Stock: CHF 1'180
Cantonal value
Rent 4 rooms (offer)
CHF 1'740
Stock: CHF 1'450
Cantonal value
Building zone reserve
16.8%
undeveloped zones
Cantonal value
Commuter balance
-14.6%
Residential canton
Cantonal value
AI Trend
→ Stable
Forecast 3Y: 58
Municipality type
💎 Steueroase
Residential buildings
996
Multi-family share
6%
New build
35.2%
from 2011
Avg. construction year
1962
Renewable
50.4%
Heating
Fossil
28%
Oil+Gas
Building projects
22
planned/under construction
Apartments
1’331
Tax Burden (Estimate)
CHF120'000
Kemmental
6.9%
CHF 8'282
Ct. TG-Ø
6.7%
CHF 8'028
CH Average
7.6%
CHF 9'108
Kemmental
6.9%
Ct. TG
6.7%
Switzerland
7.6%
Tax Progression
Based on ESTV tax burden statistics 2025. Total burden as % of gross income (excl. church tax). Actual burden may vary due to individual deductions.
Capital Gains Tax TG
Estimated tax on CHF 100,000 gain, 10-year holding period
CHF 30'400(32%)
System: Dual system
Allowance: CHF 5'000
CHF 100'000
10 Jahre
Estimated capital gains tax Ct. TG
CHF 30'400
Tax rate: 32%
Tax rate by holding period (Kt. TG)
42%
1J
40%
2J
36%
5J
32%
10J
28%
15J
25%
20J
22%
25J
Flat approx. 40%; long-term value replacement after 20 years Simplified reference values – not tax advice. Cantonal tax laws may differ.
Mortgage & Financing
Canton TGReference rates Q4 2025
Condominium 4 roomsCHF 550'000
20% Equity
33% Equity
Equity
CHF 110'000
CHF 181'500
Mortgage
CHF 440'000
CHF 368'500
SARON 1.00%
CHF 367/Mt.
CHF 307/Mt.
Fix 5 J. 1.61%
CHF 590/Mt.
CHF 494/Mt.
Fix 10 J. 1.91%
CHF 700/Mt.
CHF 587/Mt.
Min. Income
CHF 95'796
CHF 82'913
Detached houseCHF 730'000
20% Equity
33% Equity
Equity
CHF 146'000
CHF 240'900
Mortgage
CHF 584'000
CHF 489'100
SARON 1.00%
CHF 487/Mt.
CHF 408/Mt.
Fix 5 J. 1.61%
CHF 784/Mt.
CHF 656/Mt.
Fix 10 J. 1.91%
CHF 930/Mt.
CHF 778/Mt.
Min. Income
CHF 127'147
CHF 110'048
Multi-family house (6–8 units)CHF 1'980'000
20% Equity
33% Equity
Equity
CHF 396'000
CHF 653'400
Mortgage
CHF 1'584'000
CHF 1'326'600
SARON 1.00%
CHF 1'320/Mt.
CHF 1'106/Mt.
Fix 5 J. 1.61%
CHF 2'125/Mt.
CHF 1'780/Mt.
Fix 10 J. 1.91%
CHF 2'521/Mt.
CHF 2'112/Mt.
Min. Income
CHF 344'865
CHF 298'486
Estimated market prices based on IAZI/Wüest transaction data 2024 (+10% market adjustment). Reference rates: Comparis/MoneyPark Q4 2025. Affordability: banking standard. Not investment advice.
What does the ImmoCensio Score mean for Kemmental?+
The score of 56/100 combines 7 dimensions: building quality, tax burden, demand, population dynamics, infrastructure, future and transport.Kemmental therefore ranks 711 out of 2'131 Swiss municipalities.
How does Kemmental compare to Canton TG?+
Kemmental achieves a score of 56, the cantonal average is 56.. The municipality thus performs equally well than the cantonal average.
Is Kemmental a good location for real estate investment?+
The ImmoCensio Score is a data-based indicator, not an investment recommendation. Kemmental shows strengths in Population Dynamics (Score 81). Investment decisions should always be made with professional advice.
What is the vacancy rate in Kemmental?+
The current vacancy rate is 1.75%.
Data sources: FSO STAT-TAB/stats.swiss (population, vacant dwellings), GWR (buildings), FTA/ESTV (taxes, partly cantonal level), SNB (interest rates), ARE/GeoAdmin (accessibility), IAZI/Wüest benchmarks (purchase prices, cantonal). Data as of: 20.07.2026. Percentile ranking across 2'131 municipalities.
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