Iseltwald Iseltwald in Canton BE achieves an ImmoCensio overall score of 34/100 and thus ranks below the Swiss average (16 points below the Swiss average of 50). The municipality ranks 1949 of 2'131 analysed Swiss municipalities. (16 points below the Swiss average of 50). The municipality ranks 1949 out of 2'131 analysed Swiss municipalities.
The greatest strength is in Demand (VR) (Score 85), while Population Dynamics (Score 1) shows the weakest profile. Population has declined by 6.7% over the past 5 years. With a vacancy rate of only 0.21%, the housing market is very tight.
New construction rate, renewable energy, construction year · Kt. Ø 54
Tax Attractiveness (14%)1
Tax burden index in cantonal comparison · Kt. Ø 1
Demand (VR) (16%)85
Low vacancy rate = high demand · Kt. Ø 47
Population Dynamics (13%)1
5-year residential population growth · Kt. Ø 38
Infrastructure (13%)32
Municipality size and multi-family share · Kt. Ø 47
Future / Construction Activity (13%)21
Active building projects per capita · Kt. Ø 46
Transport & Accessibility (15%)33
Travel time & accessibility (car + public transport) · Kt. Ø 51
AI AnalysisClaude Haiku
Iseltwald is a tiny mountain village municipality (401 residents) with poor prospects: rank 2088/2142 in Bern, population shrinking significantly (-6.7% in 5 years), taxes are a disadvantage (16/100). The score of 25/100 indicates high investment risk.
▲ Strengths
Building quality is moderate (53/100) with good renewal rate (48.1% renewable). New construction share of 14.1% shows some activity. Moderate rural exodus (LWZ 1.67%) despite population decline.
▼ Weaknesses
Critical: Population collapse (score 1/100, -6.7% in 5 years), almost no Demand for real estate (14/100), taxes are unattractive (16/100), weak Infrastructure (32/100). Remote work suitability absent.
Investment Perspective
Very difficult: price pressure only 11/100 means falling prices or stagnation. With 75 minutes by car and 88 minutes by public transport to Bern, commuter accessibility is poor. Target group: practically non-existent (too isolated, shrinking market). Returns weak, price risk high.
➡ Iseltwald is not recommended for investors and buyers – demographics, market size, and accessibility are structurally problematic.
AI Analysis
Confidence 78%
Trend
→
→ Stable
1-Year Forecast
34
3-Year Forecast
34
Influence Factors
-2 Population decline
+0.5 Active construction
+1 Very low vacancy rate
+0.5 Moderate construction activity
AI-generated · Not investment advice · Data may contain errors
AI forecast based on 6 months of history.
Transport & Accessibility
33
Travel times to Swiss major centres
Luzern46.1 km
Car 43 min.
PT 51 min.
Bern49.2 km
Car 45 min.
PT 54 min.
Zürich86.3 km
Car 73 min.
PT 85 min.
Car Accessibility
High
PT Accessibility
Low
💡 43 min. to Luzern by road. Public transport to Luzern moderate (51 min.).
Source: ARE / DETEC, National Passenger Transport Model
Key Figures
Residents
401
Tax index
117.9
CH=100
Cantonal value
Vacancy rate
0.21%
BFS, as of 2025
Population 5 years
-6.7%
Growth
Ownership rate
35.4%
Canton BE
Cantonal value
Price pressure index
36/100
high = expensive
Rent 3 rooms (offer)
CHF 1'440
Stock: CHF 1'200
Cantonal value
Rent 4 rooms (offer)
CHF 1'780
Stock: CHF 1'480
Cantonal value
Building zone reserve
17.5%
undeveloped zones
Cantonal value
Commuter balance
+4.2%
Job magnet
Cantonal value
AI Trend
→ Stable
Forecast 3Y: 34
Municipality type
🔻 Herausfordernd
Residential buildings
262
Multi-family share
15%
New build
14.1%
from 2011
Avg. construction year
1989
Renewable
48.9%
Heating
Fossil
35.1%
Oil+Gas
Building projects
1
planned/under construction
Apartments
446
Tax Burden (Estimate)
CHF120'000
Iseltwald
10.4%
CHF 12'484
Ct. BE-Ø
10.1%
CHF 12'144
CH Average
7.6%
CHF 9'108
Iseltwald
10.4%
Ct. BE
10.1%
Switzerland
7.6%
Tax Progression
Based on ESTV tax burden statistics 2025. Total burden as % of gross income (excl. church tax). Actual burden may vary due to individual deductions.
Capital Gains Tax BE
Estimated tax on CHF 100,000 gain, 10-year holding period
CHF 20'856(22%)
System: Monistic
Allowance: CHF 5'200
CHF 100'000
10 Jahre
Estimated capital gains tax Ct. BE
CHF 20'856
Tax rate: 22%
Tax rate by holding period (Kt. BE)
40%
1J
35%
2J
28%
5J
22%
10J
17%
15J
13%
20J
10%
25J
8%
30J
Progressive rate 1.44%–8.1% (basic tax × municipal tax rate) Simplified reference values – not tax advice. Cantonal tax laws may differ.
Mortgage & Financing
Canton BEReference rates Q4 2025
Condominium 4 roomsCHF 590'000
20% Equity
33% Equity
Equity
CHF 118'000
CHF 194'700
Mortgage
CHF 472'000
CHF 395'300
SARON 1.00%
CHF 393/Mt.
CHF 329/Mt.
Fix 5 J. 1.61%
CHF 633/Mt.
CHF 530/Mt.
Fix 10 J. 1.91%
CHF 751/Mt.
CHF 629/Mt.
Min. Income
CHF 102'763
CHF 88'943
Detached houseCHF 790'000
20% Equity
33% Equity
Equity
CHF 158'000
CHF 260'700
Mortgage
CHF 632'000
CHF 529'300
SARON 1.00%
CHF 527/Mt.
CHF 441/Mt.
Fix 5 J. 1.61%
CHF 848/Mt.
CHF 710/Mt.
Fix 10 J. 1.91%
CHF 1'006/Mt.
CHF 842/Mt.
Min. Income
CHF 137'598
CHF 119'093
Multi-family house (6–8 units)CHF 2'310'000
20% Equity
33% Equity
Equity
CHF 462'000
CHF 762'300
Mortgage
CHF 1'848'000
CHF 1'547'700
SARON 1.00%
CHF 1'540/Mt.
CHF 1'290/Mt.
Fix 5 J. 1.61%
CHF 2'479/Mt.
CHF 2'076/Mt.
Fix 10 J. 1.91%
CHF 2'941/Mt.
CHF 2'463/Mt.
Min. Income
CHF 402'342
CHF 348'234
Estimated market prices based on IAZI/Wüest transaction data 2024 (+10% market adjustment). Reference rates: Comparis/MoneyPark Q4 2025. Affordability: banking standard. Not investment advice.
What does the ImmoCensio Score mean for Iseltwald?+
The score of 34/100 combines 7 dimensions: building quality, tax burden, demand, population dynamics, infrastructure, future and transport.Iseltwald therefore ranks 1949 out of 2'131 Swiss municipalities.
How does Iseltwald compare to Canton BE?+
Iseltwald achieves a score of 34, the cantonal average is 41.. The municipality thus performs weaker than the cantonal average.
Is Iseltwald a good location for real estate investment?+
The ImmoCensio Score is a data-based indicator, not an investment recommendation. Iseltwald shows strengths in Demand (VR) (Score 85). Investment decisions should always be made with professional advice.
What is the vacancy rate in Iseltwald?+
The current vacancy rate is 0.21%.
Data sources: FSO STAT-TAB/stats.swiss (population, vacant dwellings), GWR (buildings), FTA/ESTV (taxes, partly cantonal level), SNB (interest rates), ARE/GeoAdmin (accessibility), IAZI/Wüest benchmarks (purchase prices, cantonal). Data as of: 20.07.2026. Percentile ranking across 2'131 municipalities.
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