Ringgenberg (BE) Ringgenberg (BE) in Canton BE achieves an ImmoCensio overall score of 42/100 and thus ranks mid-range (8 points below the Swiss average of 50). The municipality ranks 1594 of 2'131 analysed Swiss municipalities. (8 points below the Swiss average of 50). The municipality ranks 1594 out of 2'131 analysed Swiss municipalities.
The greatest strength is in Demand (VR) (Score 68), while Tax Attractiveness (Score 1) shows the weakest profile. Population is growing strongly at 3.1% over 5 years. The vacancy rate of 0.51% indicates healthy demand.
New construction rate, renewable energy, construction year · Kt. Ø 54
Tax Attractiveness (14%)1
Tax burden index in cantonal comparison · Kt. Ø 1
Demand (VR) (16%)68
Low vacancy rate = high demand · Kt. Ø 47
Population Dynamics (13%)38
5-year residential population growth · Kt. Ø 38
Infrastructure (13%)67
Municipality size and multi-family share · Kt. Ø 47
Future / Construction Activity (13%)29
Active building projects per capita · Kt. Ø 46
Transport & Accessibility (15%)49
Travel time & accessibility (car + public transport) · Kt. Ø 51
AI AnalysisClaude Haiku
Ringgenberg (BE) with a score of 35/100 is significantly below the cantonal average (38) – a peripheral small town with massive Tax disadvantages and weak Demand. Infrastructure is surprisingly well-developed, but accessibility at 60 min to the nearest center Bern is a structural problem.
▲ Strengths
Infrastructure score of 67/100 significantly above cantonal average. Population growing moderately at +3.1% over 5 years, new construction rate of 18.9% shows local building activity. Public transport accessibility (index 440) is decent for rural conditions.
▼ Weaknesses
Tax score only 10/100 – extreme unattractiveness due to high tax rates. Demand score 14/100 and price pressure 27/100 signal market skepticism. Car travel time of 60 min to the nearest metropolis Bern is critical for commuters.
Investment Perspective
Very limited return potential: high taxes do not compensate for low purchase prices. Target group is locally rooted families, not investors. Price stability rather questionable given weak regional Demand and public transport travel times of 82 min.
➡ Only recommendable for owner-occupiers with local ties – investors should avoid Ringgenberg due to Tax score and Demand weakness.
AI Analysis
Confidence 90%
Trend
→
→ Stable
1-Year Forecast
43
+1 pts.
3-Year Forecast
44
+2 pts.
Influence Factors
+1 Population growth
+1 High new construction rate
+0.5 Moderate construction activity
AI-generated · Not investment advice · Data may contain errors
AI forecast based on 6 months of history.
Transport & Accessibility
49
Travel times to Swiss major centres
Bern43 km
Car 40 min.
PT 49 min.
Luzern49.2 km
Car 45 min.
PT 54 min.
Zürich88.9 km
Car 75 min.
PT 88 min.
Car Accessibility
Very high
PT Accessibility
Medium
💡 40 min. to Bern by road. Public transport to Bern moderate (49 min.).
Source: ARE / DETEC, National Passenger Transport Model
Key Figures
Residents
2’655
Tax index
117.9
CH=100
Cantonal value
Vacancy rate
0.51%
BFS, as of 2025
Population 5 years
+3.1%
Growth
Ownership rate
35.4%
Canton BE
Cantonal value
Price pressure index
47/100
high = expensive
Rent 3 rooms (offer)
CHF 1'440
Stock: CHF 1'200
Cantonal value
Rent 4 rooms (offer)
CHF 1'780
Stock: CHF 1'480
Cantonal value
Building zone reserve
17.5%
undeveloped zones
Cantonal value
Commuter balance
+4.2%
Job magnet
Cantonal value
AI Trend
→ Stable
Forecast 3Y: 44
Municipality type
🔻 Herausfordernd
Residential buildings
876
Multi-family share
20%
New build
18.9%
from 2011
Avg. construction year
2000
Renewable
29.7%
Heating
Fossil
52.6%
Oil+Gas
Building projects
9
planned/under construction
Apartments
1’673
Tax Burden (Estimate)
CHF120'000
Ringgenberg (BE)
10.3%
CHF 12'361
Ct. BE-Ø
10.1%
CHF 12'144
CH Average
7.6%
CHF 9'108
Ringgenberg (BE)
10.3%
Ct. BE
10.1%
Switzerland
7.6%
Tax Progression
Based on ESTV tax burden statistics 2025. Total burden as % of gross income (excl. church tax). Actual burden may vary due to individual deductions.
Capital Gains Tax BE
Estimated tax on CHF 100,000 gain, 10-year holding period
CHF 20'856(22%)
System: Monistic
Allowance: CHF 5'200
CHF 100'000
10 Jahre
Estimated capital gains tax Ct. BE
CHF 20'856
Tax rate: 22%
Tax rate by holding period (Kt. BE)
40%
1J
35%
2J
28%
5J
22%
10J
17%
15J
13%
20J
10%
25J
8%
30J
Progressive rate 1.44%–8.1% (basic tax × municipal tax rate) Simplified reference values – not tax advice. Cantonal tax laws may differ.
Mortgage & Financing
Canton BEReference rates Q4 2025
Condominium 4 roomsCHF 590'000
20% Equity
33% Equity
Equity
CHF 118'000
CHF 194'700
Mortgage
CHF 472'000
CHF 395'300
SARON 1.00%
CHF 393/Mt.
CHF 329/Mt.
Fix 5 J. 1.61%
CHF 633/Mt.
CHF 530/Mt.
Fix 10 J. 1.91%
CHF 751/Mt.
CHF 629/Mt.
Min. Income
CHF 102'763
CHF 88'943
Detached houseCHF 790'000
20% Equity
33% Equity
Equity
CHF 158'000
CHF 260'700
Mortgage
CHF 632'000
CHF 529'300
SARON 1.00%
CHF 527/Mt.
CHF 441/Mt.
Fix 5 J. 1.61%
CHF 848/Mt.
CHF 710/Mt.
Fix 10 J. 1.91%
CHF 1'006/Mt.
CHF 842/Mt.
Min. Income
CHF 137'598
CHF 119'093
Multi-family house (6–8 units)CHF 2'310'000
20% Equity
33% Equity
Equity
CHF 462'000
CHF 762'300
Mortgage
CHF 1'848'000
CHF 1'547'700
SARON 1.00%
CHF 1'540/Mt.
CHF 1'290/Mt.
Fix 5 J. 1.61%
CHF 2'479/Mt.
CHF 2'076/Mt.
Fix 10 J. 1.91%
CHF 2'941/Mt.
CHF 2'463/Mt.
Min. Income
CHF 402'342
CHF 348'234
Estimated market prices based on IAZI/Wüest transaction data 2024 (+10% market adjustment). Reference rates: Comparis/MoneyPark Q4 2025. Affordability: banking standard. Not investment advice.
What does the ImmoCensio Score mean for Ringgenberg (BE)?+
The score of 42/100 combines 7 dimensions: building quality, tax burden, demand, population dynamics, infrastructure, future and transport.Ringgenberg (BE) therefore ranks 1594 out of 2'131 Swiss municipalities.
How does Ringgenberg (BE) compare to Canton BE?+
Ringgenberg (BE) achieves a score of 42, the cantonal average is 41.. The municipality thus performs better than the cantonal average.
Is Ringgenberg (BE) a good location for real estate investment?+
The ImmoCensio Score is a data-based indicator, not an investment recommendation. Ringgenberg (BE) shows strengths in Demand (VR) (Score 68). Investment decisions should always be made with professional advice.
What is the vacancy rate in Ringgenberg (BE)?+
The current vacancy rate is 0.51%.
Data sources: FSO STAT-TAB/stats.swiss (population, vacant dwellings), GWR (buildings), FTA/ESTV (taxes, partly cantonal level), SNB (interest rates), ARE/GeoAdmin (accessibility), IAZI/Wüest benchmarks (purchase prices, cantonal). Data as of: 20.07.2026. Percentile ranking across 2'131 municipalities.
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