Le Locle Le Locle in Canton NE achieves an ImmoCensio overall score of 28/100 and thus ranks below the Swiss average (22 points below the Swiss average of 50). The municipality ranks 2072 of 2'131 analysed Swiss municipalities. (22 points below the Swiss average of 50). The municipality ranks 2072 out of 2'131 analysed Swiss municipalities.
The greatest strength is in Infrastructure (Score 94), while Tax Attractiveness (Score 0) shows the weakest profile. Population has declined by 2% over the past 5 years. The vacancy rate of 3.91% suggests oversupply.
New construction rate, renewable energy, construction year · Kt. Ø 46
Tax Attractiveness (14%)0
Tax burden index in cantonal comparison · Kt. Ø 0
Demand (VR) (16%)4
Low vacancy rate = high demand · Kt. Ø 48
Population Dynamics (13%)8
5-year residential population growth · Kt. Ø 34
Infrastructure (13%)94
Municipality size and multi-family share · Kt. Ø 60
Future / Construction Activity (13%)14
Active building projects per capita · Kt. Ø 35
Transport & Accessibility (15%)63
Travel time & accessibility (car + public transport) · Kt. Ø 52
AI AnalysisClaude Haiku
Le Locle (10,907 residents) scores 37/100, significantly below the Neuchâtel average (40) and ranks 1779 nationally. The municipality suffers from severe population decline (-2% in 5 years) and weak Buildings stock (1979 average, only 12% new construction), but is supported by excellent Infrastructure (94/100).
▲ Strengths
Infrastructure score of 94/100 is top-tier cantonal and nationally – schools, healthcare, and amenities are very well developed. Demand score 46/100 is at least moderate, price pressure only 42/100. Travel time to Bern of 74 min by car / 97 min by public transport is acceptable for Jura location.
▼ Weaknesses
Population collapses (score 8/100): -2% in 5 years, negative commuting balance (-4.7%), weak employment rate. Buildings stock critical (20/100): average construction year 1979, only 12% new construction, 74.5% fossil heating. Future score 16/100 signals structural stagnation.
Investment Perspective
Le Locle offers no return perspective for capital investors – population decline and weak Demand (46/100) limit price appreciation. For owner-occupiers, prices are low due to building condition and location (cantonal rent 3-room CHF 1,050), but renovation needs are substantial. Target group: only renovation contractors or owner-occupiers with long-term orientation.
➡ Not recommended for investors – demographic shrinkage, dilapidated building stock, and low Future potential outweigh good Infrastructure.
AI Analysis
Confidence 90%
Trend
→
→ Stable
1-Year Forecast
28
3-Year Forecast
28
Influence Factors
-1 Slight emigration
+0.5 Active construction
-2 High vacancy rate
-0.5 High fossil share (renovation risk)
AI-generated · Not investment advice · Data may contain errors
AI forecast based on 6 months of history.
Transport & Accessibility
63
Travel times to Swiss major centres
Bern54.5 km
Car 49 min.
PT 58 min.
Lausanne60.4 km
Car 53 min.
PT 63 min.
Basel84.5 km
Car 71 min.
PT 84 min.
Car Accessibility
Very high
PT Accessibility
Very high
💡 49 min. to Bern by road. Public transport to Bern moderate (58 min.).
Source: ARE / DETEC, National Passenger Transport Model
Key Figures
Residents
10’907
Tax index
118.5
CH=100
Cantonal value
Vacancy rate
3.91%
BFS, as of 2025
Population 5 years
-2%
Growth
Ownership rate
24.5%
Canton NE
Cantonal value
Price pressure index
22/100
high = expensive
Rent 3 rooms (offer)
CHF 1'260
Stock: CHF 1'050
Cantonal value
Rent 4 rooms (offer)
CHF 1'560
Stock: CHF 1'300
Cantonal value
Building zone reserve
17.4%
undeveloped zones
Cantonal value
Commuter balance
-4.7%
Residential canton
Cantonal value
AI Trend
→ Stable
Forecast 3Y: 28
Municipality type
⚠️ Überangebot
Residential buildings
1’903
Multi-family share
36%
New build
12%
from 2011
Avg. construction year
1979
Renewable
19.4%
Heating
Fossil
73.3%
Oil+Gas
Building projects
19
planned/under construction
Apartments
6’471
Tax Burden (Estimate)
CHF120'000
Le Locle
10.59%
CHF 12'714
Ct. NE-Ø
10.7%
CHF 12'888
CH Average
7.6%
CHF 9'108
Le Locle
10.59%
Ct. NE
10.7%
Switzerland
7.6%
Tax Progression
Based on ESTV tax burden statistics 2025. Total burden as % of gross income (excl. church tax). Actual burden may vary due to individual deductions.
Capital Gains Tax NE
Estimated tax on CHF 100,000 gain, 10-year holding period
CHF 20'000(20%)
System: Dual system
CHF 100'000
10 Jahre
Estimated capital gains tax Ct. NE
CHF 20'000
Tax rate: 20%
Tax rate by holding period (Kt. NE)
30%
1J
28%
2J
24%
5J
20%
10J
16%
15J
13%
20J
10%
25J
Progressive 10–30%; long-term value replacement from 25 years Simplified reference values – not tax advice. Cantonal tax laws may differ.
Mortgage & Financing
Canton NEReference rates Q4 2025
Condominium 4 roomsCHF 460'000
20% Equity
33% Equity
Equity
CHF 92'000
CHF 151'800
Mortgage
CHF 368'000
CHF 308'200
SARON 1.00%
CHF 307/Mt.
CHF 257/Mt.
Fix 5 J. 1.61%
CHF 494/Mt.
CHF 414/Mt.
Fix 10 J. 1.91%
CHF 586/Mt.
CHF 491/Mt.
Min. Income
CHF 80'120
CHF 69'345
Detached houseCHF 620'000
20% Equity
33% Equity
Equity
CHF 124'000
CHF 204'600
Mortgage
CHF 496'000
CHF 415'400
SARON 1.00%
CHF 413/Mt.
CHF 346/Mt.
Fix 5 J. 1.61%
CHF 665/Mt.
CHF 557/Mt.
Fix 10 J. 1.91%
CHF 789/Mt.
CHF 661/Mt.
Min. Income
CHF 107'988
CHF 93'465
Multi-family house (6–8 units)CHF 1'650'000
20% Equity
33% Equity
Equity
CHF 330'000
CHF 544'500
Mortgage
CHF 1'320'000
CHF 1'105'500
SARON 1.00%
CHF 1'100/Mt.
CHF 921/Mt.
Fix 5 J. 1.61%
CHF 1'771/Mt.
CHF 1'483/Mt.
Fix 10 J. 1.91%
CHF 2'101/Mt.
CHF 1'760/Mt.
Min. Income
CHF 287'387
CHF 248'739
Estimated market prices based on IAZI/Wüest transaction data 2024 (+10% market adjustment). Reference rates: Comparis/MoneyPark Q4 2025. Affordability: banking standard. Not investment advice.
What does the ImmoCensio Score mean for Le Locle?+
The score of 28/100 combines 7 dimensions: building quality, tax burden, demand, population dynamics, infrastructure, future and transport.Le Locle therefore ranks 2072 out of 2'131 Swiss municipalities.
How does Le Locle compare to Canton NE?+
Le Locle achieves a score of 28, the cantonal average is 40.. The municipality thus performs weaker than the cantonal average.
Is Le Locle a good location for real estate investment?+
The ImmoCensio Score is a data-based indicator, not an investment recommendation. Le Locle shows strengths in Infrastructure (Score 94). Investment decisions should always be made with professional advice.
What is the vacancy rate in Le Locle?+
The current vacancy rate is 3.91%.
Data sources: FSO STAT-TAB/stats.swiss (population, vacant dwellings), GWR (buildings), FTA/ESTV (taxes, partly cantonal level), SNB (interest rates), ARE/GeoAdmin (accessibility), IAZI/Wüest benchmarks (purchase prices, cantonal). Data as of: 20.07.2026. Percentile ranking across 2'131 municipalities.
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